Benefits – 401K

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Benefits – 401K

Benefits – 401K

We’re all told to save for retirement, but how? Here’s a way we can help you start to save, or roll-over funds from another 401k where you worked previously.

What is a 401K plan? Click below for a great generic explanation.

401(k) Plan is a defined contribution plan where an employee can make contributions from his or her paycheck either before or after-tax, depending on the options offered in the plan. The contributions go into a 401(k) account, with the employee often choosing the investments based on options provided under the plan.

If you are 21 years old, or older and have worked for us for 12 months consecutively for more than 1,000 hours you can sign up for our 401k program. For every $1.00 you put in the program, Hamra will contribute .25 cents up to 4% of your salary. Open enrollment is every January and July.